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Table of Content Final goodbye: Recalling influential people who died in 2022 Moment diners flee Mayfair restaurant after sparkler sets fire to Christmas tree Drivers told to stay at home as ‘big refreeze’ leaves lethal black ice on roads Bigsmall.in In the News HELOCs Are on Sale, But Read the Fine Print One eye, one kidney and plenty to say – Richard Pitman's greatest Boxing Day triumph New Year Gifts Online People would feel secure knowing that both the data holder and the data receiver follow secure practices. For Americans to be confident that they have the consumer financial product that is right for them and their specific needs, they should be able to share their data readily, but safely. Today, I want to start off by talking a bit about the CFPB’s new approach to regulation. Then, I will describe what some of the features of a more open and competitive market would look like, along with where individual consumers and new firms will have more leverage and opportunities. I...